There are many wild claims made on the internet - but you can be assured that this is not one of them.
Study the illustrations below and you will see the savings that can be made over the life of a policy.
The normal, non-smoker rates shown are for £100,000 Level Term cover over 15 Years.
| Male Age/Female Age (next birthday) yrs | One of the Highest Premiums | One of the Lowest Premiums | Saving per Month | Total Saving Over Life of Policy |
|---|---|---|---|---|
| 30 / 27 | £8.42 | £16.00 | £7.58 | £1,364.40 |
| 40 / 37 | £15.98 | £26.80 | £10.82 | £1,947.60 |
| 50 / 47 | £38.83 | £58.10 | £19.27 | £3,468.86 |
Not only will we find you the cheapest policy available for the cover you require, we will not charge for this service and we will reduce your monthly payments even more.
How can this be true?
We work on a commission only basis, but we agree to take lower than the standard commission in order to reduce the cost of your policy. You pay less for your life assurance and we maintain our competitive rates.
How does this service work?
Use the Quest Financial Services enquiry form below and your details will be e-mailed to us. We will then notify you by e-mail of the cheapest monthly premium available for your requirements.
Before continuing please take a minute to read the Risk Warnings Page.
If you have any concerns regarding the suitability of this product to your own circumstances please contact us on 020 8949 2340
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Level Term is an assurance where the life cover is constant throughout the specified
term. There is never a surrender value at any time.
Convertible Term is an assurance policy that can be converted to an endowment or whole of life policy, normally without any medical evidence being required. Some restrictions may apply e.g. conversion must be on the anniversary of the policy There is never a surrender Value at any time.
Mortgage Protection is normally used to protect a repayment mortgage. It is a decreasing term assurance policy which usually just redeems the outstanding Mortgage, assuming the mortgage interest rate payable does not exceed a certain rate.There is never a surrender Value at any time.
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Critical Illness cover provides for a lump sum payable on the diagnosis of a serious illness or disability. Some of the most common are Alzheimer's, pre-senile dementia, angioplasty, aorta surgery, cancer, coma, heart attack, coronary artery bypass, kidney failure, loss of sight or limbs to name but a few.
Waiver of Contribution means that the provider will waive their right to collect the regular and insurance premiums of the plan in the event of accident or illness, normally subject to a 6-month deferment period.
Also within the Quest Organisation
www.mortgage-on-line.co.uk for your standard residential mortgage,
www.mortgagebroker-on-line.co.uk for your buy to let / let to buy mortgage,
www.independent-mortgage.co.uk for those rejected by the high street lenders.l